Composable banking built for financial institutions

Implement a cutting edge, cloud-native, composable banking platform tailored to the needs of banks, building societies and specialist lenders.

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Best of breed technology

Every part of our stack is best-in-class and fully replaceable. By keeping data and logic centralised in our orchestration layer and data lake, not locked inside tools, we enable seamless swapping of components.

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This modular approach gives you access and usability of the best-of-breed solutions on the market and ensures speed, flexibility and cost-efficiency without locking you into legacy vendors.

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The ecosystem allows you to plug in best-of-breed capabilities without vendor lock-in.

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Our state-of-the-art orchestration platform combines:

Core banking powered by Mambu.
CRM integration with Salesforce.
Cloud-native infrastructure on AWS.
Embedded customer support through Glia.
Content management powered by Contentful.
Advanced decisioning and credit risk via Experian.
Financial crime prevention through Nice Actimize.
Digital onboarding and originations integrated with partners like AMS.
Secure payments via ClearBank and Bottomline.
Card issuing and processing through Paymentology and Marqeta.
Custom development for orchestration, data, and customer-facing experiences.

Proprietary orchestration layer. Modular components.

Our proprietary Monument Technology Platform connects best-in-class tools and embeds the intelligence and workflows that elevate their capabilities, creating a seamless, composable but unified system delivering great value.

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Pre-integrated partner ecosystem for best-in-class, interchangeable components.
Modular infrastructure with plug-and-play flexibility.
Proven delivery track record, supported by experienced sector specialists.
Fully managed service and run by Monument Technology.

Core capabilities

Launch, scale and manage banking products.
Configure and deploy new offerings quickly with minimal IT overhead.
Deliver personalised customer journeys optimised for mobile, with web channels on the roadmap.
Customer management: End-to-end lifecycle management for onboarding, servicing, retention and upselling.
Front-end experience: Mobile-first journeys, with expansion planned for web and other digital channels.
Back-office Functionality: Robust support for operational processes, with options for regulatory reporting through.

Diptesh Mishra, CTO of Monument Technology

API First

API-first design ensures seamless integration and communication between systems, enabling rapid, scalable development. It enhances interoperability, delivering consistent, high-quality user experiences across platforms.

Microservices

Microservices architecture offers flexibility by allowing independent deployment and scaling of services. It enhances agility, simplifies updates, and ensures faster, more resilient development.

Built for a five-star digital experience

Our native mobile app for iOS and Android or web platform is pre-integrated with the broader Monument Banking-Platform-as-a-Service (BPaaS) stack, designed for speed, security and simplicity. It delivers a seamless onboarding journey, with customers able to open an account in under four minutes and includes:

Secure messaging
In-app calling
Video chat

The web native front-end channels is powered by flexible APIs and Contentful CMS, enabling tailored customer journeys, feature extensibility and headless delivery options.

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Use our native app for a five-star experience. Or bring yours. Whether you want to deploy our mobile app out of the box, customise it through CMS or integrate our tech into your own channels, we make it easy to choose what fits your strategy best as a full stack or with a modular approach.

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Secure

We’re committed to maintaining a highly secure platform, ensuring your data is protected at every level. With robust encryption, rigorous compliance, and continuous monitoring, we deliver innovation, protected by bank-grade security. Our ISO 27001 certification is underway, and we will continue with SOC1 accreditation in early 2025.

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